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Legal

TERMS AND CONDITIONS OF USE

Protecta Lawyers — Dimomentum Limited

Last updated: October 8, 2026

1. Identification of the Service Provider

Protecta Lawyers is a platform operated by Dimomentum Limited, a company incorporated in Malta, with its registered address at:

Level 3A, Centris Business Gateway II, Triq is-Salib tal-Imriehel, Central Business District, CBD3020, Birkirkara, Malta.

Customer Support Email: clients@protectalawyers.com

General Email: info@protectalawyers.com

Website: https://protectalawyers.com

These Terms and Conditions govern the contracting and use of the services offered through the platform.

2. Acceptance and Legal Capacity

By registering and purchasing a subscription, the user declares that they have read and accepted these Terms and Conditions and have had access to the Privacy Policy.

The user declares that they have sufficient legal capacity to enter into a contract and provide information related to their investments.

Acceptance of these terms shall be carried out through the mechanisms enabled on the platform.

3. Nature of the Service

Protecta Lawyers provides a technological platform for document organization, information and advice related to investments and potential claims.

The subscription includes access to the enabled functionalities and advisory services in accordance with the applicable contractual terms.

The subscription does not include judicial representation, defense in proceedings, extrajudicial representation, or other professional services beyond the advisory services provided.

Any additional service shall be subject to a separate agreement, where applicable.

4. Platform Functionalities

The available functionalities may include:

  • Registration and management of companies related to investments.
  • Declaration of outstanding capital and interest.
  • Uploading and viewing of documentation.
  • Registration of advisors related to investments.
  • Submission and tracking of inquiries.
  • Receipt of responses from authorized professionals.
  • Access to publications from linked companies.
  • Viewing subscription and payment information.
  • Cancellation and reactivation of subscriptions.

The availability of certain functionalities will depend on the account and subscription status.

5. No Guarantee of Recovery

Protecta Lawyers does not guarantee the full or partial recovery of investments, capital, interest, or other amounts declared by the user.

The information, documentation and advice provided do not constitute a promise of specific economic or legal results.

The outcome of any potential claims depends on external circumstances, documentation, applicable legislation and decisions made by third parties.

The registration of a company or investment does not constitute certification of the declared debt.

6. Account Registration

The user must provide accurate information and keep their details up to date.

The user is responsible for protecting their credentials and preventing unauthorized access.

Accounts are personal and must be used exclusively for legitimate purposes related to the services.

7. Registration of Companies and Investments

The user may declare one or more companies related to their investments.

For each company, the user must provide the corresponding capital and interest amounts.

Declared companies may remain pending linkage to Protecta Lawyers' internal catalog.

Administrative linking allows information to be organized and access to related publications to be enabled, but does not certify the existence or enforceability of the debt.

Administrative changes to a company's linkage must not alter the historical identity of consultations already made.

8. Subscription Price

8.1. Monthly Fee Calculation

The monthly fee is calculated individually for each declared company.

The higher of the following amounts shall apply:

  • USD 150.00 per month per company.
  • 10% of the sum of the declared capital and interest, divided into 60 monthly payments.

The total monthly fee is the sum of the amounts calculated for all declared companies.

Amounts are expressed in United States dollars (USD) and rounded to two decimal places.

8.2. Example

Company A:

  • Capital: USD 80,000.00.
  • Interest: USD 16,000.00.
  • Monthly fee: USD 160.00.

Company B:

  • Capital: USD 20,000.00.
  • Interest: USD 10,000.00.
  • Monthly fee: USD 150.00, due to the minimum fee.

Total monthly fee: USD 310.00.

The applicable amount is displayed before payment is confirmed.

8.3. Pricing Information

The user may review the subscription amount before authorizing the charge.

Taxes, where legally applicable, shall be disclosed in accordance with the applicable rules before the contract is confirmed.

9. Up to 60 Monthly Payments Scheme

The calculation and payment scheme of Protecta Lawyers provides for a maximum of 60 monthly payments for the corresponding cycle.

The 60 monthly payments do not constitute a minimum commitment period.

The user may cancel their subscription at any time and shall not be required to pay future monthly payments that have not yet accrued.

If the user completes the 60 monthly payments effectively due and paid for their cycle, they may continue accessing the services contemplated for that cycle without further recurring charges, subject to the applicable terms.

The addition of new companies or the contracting of additional cycles may result in different economic conditions, which must be communicated and accepted before new charges are generated.

10. Payments and Renewal

Payments are processed through Stripe.

Upon contracting, the user authorizes the monthly charges corresponding to the accepted subscription amount.

The subscription will continue to renew on a monthly basis while it remains active and there are outstanding monthly payments within the contracted cycle, unless cancelled or otherwise terminated.

The billing date and subscription status may be viewed through the mechanisms enabled by the platform.

The user is responsible for maintaining a valid payment method where applicable.

11. Subscription Cancellation

The user may cancel their subscription at any time through their private portal, using the membership cancellation option.

Cancellation shall have the following effects:

  1. Future renewals and recurring charges corresponding to the cancelled subscription shall stop.
  2. The user shall retain access to the contracted services until the end of the period already paid for.
  3. At the end of that period, access to functionalities subject to an active subscription may be restricted.
  4. There is no obligation to complete the 60 monthly payments after cancellation.
  5. Cancellation does not automatically entitle the user to a refund for the period already paid, without prejudice to applicable legal rights.

Cancellation does not necessarily result in the deletion of the account or historical records.

If the user experiences difficulties cancelling through the portal, they may request assistance by contacting clients@protectalawyers.com.

12. Reactivation

The user may request or carry out the reactivation of their subscription through the functionalities enabled in the portal.

Reactivation shall be subject to the economic and contractual terms communicated before confirming new charges.

Cancellation and subsequent reactivation shall not, by themselves, result in the loss of documents or historical consultations that are required to be retained.

13. Refunds

Refund requests shall be handled by Dimomentum Limited through:

clients@protectalawyers.com

Each request shall be assessed individually, taking into consideration the circumstances of the case, the service provided, the contracted period, reported incidents and applicable legislation.

Where a refund is applicable, it shall be processed through the available payment mechanisms and in accordance with legally applicable deadlines.

Rights of withdrawal, refund, price reduction or termination of the contract recognized by mandatory laws shall not be limited by these terms.

Specific conditions are set out in the Cancellation and Refund Policy.

14. Non-Payment and Restrictions

If a payment fails, becomes overdue or remains outstanding, Protecta Lawyers may temporarily limit functionalities subject to an active subscription.

During a restriction, the user may retain read-only access to certain account information, while operations such as creating inquiries or accessing new publications may be restricted.

Payment regularization will allow the corresponding functionalities to be restored, depending on the subscription status.

Non-payment does not, by itself, result in the automatic deletion of documents or historical consultations.

15. Inquiries and Advisory Services

Users may submit inquiries related to their investments through the platform.

The system may limit the number of simultaneously pending inquiries to five.

The handling of inquiries will depend on the information provided, the complexity of the matter and the availability of professionals.

Advisory services do not constitute the assumption of judicial or extrajudicial representation.

The user must provide sufficient and accurate information to facilitate appropriate assistance.

16. Informational Publications

Available publications may contain information and communications related to investment companies.

Access is determined according to the companies currently linked to the account and the applicable subscription terms.

The user may view historical publications from linked companies.

If a linkage changes or is removed, the user may lose access to publications from the previously linked company.

The addition of a company does not necessarily result in the retroactive delivery of emails concerning old publications.

General publications are informational in nature and do not replace an individual consultation.

17. Documentation and Confidentiality

The user may provide documents related to their investments and inquiries.

Dimomentum Limited shall apply protection and access-control measures intended to preserve their confidentiality.

The information shall be used for the provision and administration of the service and for compliance with legal obligations.

Documents shall not be commercially sold to third parties.

The processing of personal data is governed by the Privacy Policy.

18. User Obligations

The user agrees to:

  • Provide accurate and up-to-date information.
  • Not submit fraudulent documentation.
  • Not use third-party data without proper authorization.
  • Not access information belonging to other accounts.
  • Not interfere with the security or availability of the system.
  • Not use the platform for unlawful activities.
  • Respect intellectual property and confidentiality rights.

19. Intellectual Property

The software elements, design, proprietary content and structure of Protecta Lawyers belong to their legitimate owners and are protected by applicable legislation.

The subscription grants the user a limited right to access and use the platform for the purposes of the service.

Commercial exploitation, reproduction or unauthorized distribution of the platform's content is not permitted.

20. Availability and Maintenance

Dimomentum Limited will endeavor to keep the platform operational and secure.

Interruptions may occur due to maintenance, updates, technical incidents or circumstances beyond its control.

Interruptions shall be managed reasonably, without prejudice to any rights consumers may have in respect of service failures.

21. Suspension for Improper Use

We may restrict or suspend access where there are reasonable indications of fraud, security breaches, serious breaches of these terms or unlawful use of the services.

Such measures shall be proportionate and respect applicable legal safeguards.

22. Liability

Dimomentum Limited is responsible for providing the contracted services in accordance with the accepted terms and applicable legislation.

It does not guarantee investment recovery results or favorable decisions by third parties or authorities.

No provision of these terms excludes liabilities or rights that cannot legally be limited.

23. Data Protection

Personal data is processed in accordance with the Privacy Policy:

https://protectalawyers.com/politica-de-privacidad

24. Contractual Amendments

We may update these terms for legal, operational or service-development reasons.

Material changes shall be communicated in accordance with applicable legislation.

Economic terms already accepted shall not be unilaterally modified to the user's detriment without a valid legal or contractual basis.

25. Applicable Law

These terms are generally governed by the laws of Malta.

This choice does not deprive consumers of the protection afforded to them by mandatory provisions applicable in their country of residence where legally applicable.

Disputes may be submitted to the competent authorities in accordance with the applicable jurisdiction rules.

26. Complaints and Contact

Users may submit inquiries, incidents or complaints to:

clients@protectalawyers.com

Dimomentum Limited shall handle requests reasonably and in accordance with its legal obligations.

Submitting a complaint to the company does not limit the user's right to approach the competent administrative or judicial authorities.

27. Legal Information

Dimomentum Limited

Protecta Lawyers

Level 3A, Centris Business Gateway II, Triq is-Salib tal-Imriehel, Central Business District, CBD3020, Birkirkara, Malta.

Customer Support Email: clients@protectalawyers.com

General Email: info@protectalawyers.com

Website: https://protectalawyers.com

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